JM&A Group (JM&A) is one of the largest independent providers of finance and insurance (F&I) products in the automotive industry.

The group of four companies provides a variety of products such as new and used vehicle protection plans, to nearly 2,500 automotive dealerships and retail automotive outlets representing virtually all manufacturer makes and models.

With more than 25 years of experience, JM&A Group’s inter-related companies sold over 2.3 million vehicle-related service and maintenance contracts in 2006. JM&A Group is based in Deerfield Beach, Fla.

JM&A Group (JM&A) is one of the largest independent insurance and extended warranty groups of companies in the United States. JM&A currently services over 1,900 dealer customers nationwide, producing in excess of 2.3 million service contracts and $50 million in credit insurance premium annually. In the division's more than 25-year history, JM&A has sold over 16.5 million service, pre-paid maintenance and GAP contracts and $1.6 billion in credit insurance premiums.

Jim Moran & Associates, Inc., established in 1982, assists dealerships with recruiting and training of finance and insurance (F&I) managers. It is also the marketing arm of JM&A Group, providing collateral and material support to dealer customers.

Fidelity Warranty Services, Inc. (FWS) FWS, established in 1978, is a major provider of extended service contracts and pre-paid maintenance contracts for virtually all vehicle makes and models. It is the largest provider of service contracts in Florida and one of the largest in the nation. Its popular Toyota Certified program covers Southeast Toyota Distributors dealerships' Toyota cars, trucks and vans. In addition, the company's Gold Check Certified® program, available to dealerships throughout the U.S., offers a complete used vehicle-marketing system.

Fidelity Insurance Agency (FIA) FIA, established in 1988, is an independent agency specializing in insurance products and risk management services for the retail automotive dealer industry. Programs include floorplan vehicle damage and complete garage liability packages. FIA has tailored an array of associate benefit products ranging from group medical to 401(k) retirement savings plans. The company also provides a wide range of products to JM Family companies and associates.

Courtesy Insurance Company (CIC) CIC, established in 1987, is a property and casualty insurance company specializing in a variety of commercial risk insurance products for retail automotive dealers, which insure obligations assumed under various automotive-related service products.

The inter-related companies provide a variety of finance and insurance products and services such as:

• New and used vehicle protection plans
• Used vehicle certification programs
• Pre-paid maintenance plans
• GAP protection
• F&I training for sales, service departments and used car sales operations

JM&A Group offers its customers financial stability, quality retail products and systems to help sell more vehicles and maximize profitability on vehicle sales and after-sale opportunities.