Welcome
  • Home ImageSeperator
  • Sitemap ImageSeperator
  • Contact Us ImageSeperator
  • Search Image
JM Family Enterprises

Based in Deerfield Beach, Fla., JM&A Group (JM&A) is one of the largest independent providers of finance and insurance (F&I) products in the automotive industry. It also offers training and consulting to various automotive clients.

The group of four companies provides services to over 2,800 automotive dealerships and retail automotive outlets, representing virtually all manufacturer makes and models.

In 2007, JM&A Group’s inter-related companies sold over 2.5 million vehicle-related contracts and paid out claims of over $167 million. With over 30 years of experience, JM&A has sold over 19 million contracts. Currently, JM&A Group holds 7.7 million vehicle-related contracts in-force. To learn more about sales career opportunities with JM&A Group, click here.

JM&A Group consists of four companies:

  • Jim Moran & Associates, Inc.
  • Fidelity Warranty Services, Inc.
  • Fidelity Insurance Agency, Inc.
  • Courtesy Insurance Company

Jim Moran & Associates, Inc., established in 1982, assists dealerships with recruiting and training of finance and insurance (F&I) managers. It is also the marketing arm of JM&A Group, providing collateral and material support to dealer customers.

Fidelity Warranty Services, Inc. (FWS), established in 1978, is a major provider of extended service contracts and pre-paid maintenance contracts for virtually all vehicle makes and models. It is the largest provider of service contracts in Florida and one of the largest in the nation. Its popular Toyota Certified program covers Southeast Toyota Distributors dealerships' Toyota cars, trucks and vans. In addition, the company's Gold Check Certified® program, available to dealerships throughout the U.S., offers a complete used vehicle-marketing system.

Fidelity Insurance Agency (FIA), established in 1988, is an independent agency specializing in insurance products and risk management services for the retail automotive dealer industry. Programs include floor plan vehicle damage, workers’ compensation and complete garage liability packages. FIA has tailored an array of associate benefit products ranging from group medical and deferred compensation to 401(k) retirement savings plans. The company also provides a wide range of products to JM Family companies and associates.

Courtesy Insurance Company (CIC), established in 1987, is a property and casualty insurance company specializing in a variety of insurance products for retail automotive dealers, which insure obligations assumed under various automotive-related service products.


The inter-related companies provide a variety of finance and insurance products and services such as:

  • New and used vehicle protection plans
  • Used vehicle certification programs
  • Pre-paid maintenance plans
  • GAP protection
  • F&I training for sales, service departments and used car sales operations

JM&A Group offers its customers financial stability, quality retail products and systems to help sell more vehicles and maximize profitability on vehicle sales and after-sale opportunities.

  • JMFE ImageSeperator
  • JM Lexus ImageSeperator
  • JM&Amp;A Group ImageSeperator
  • JM Service Center ImageSeperator
  • Southeast Toyota ImageSeperator
  • World Omni Image

© 2007 - 2010 Terms of Use